{"id":27699,"date":"2025-01-13T12:57:10","date_gmt":"2025-01-13T12:57:10","guid":{"rendered":"https:\/\/smh.group\/?p=27699"},"modified":"2025-03-27T14:53:27","modified_gmt":"2025-03-27T14:53:27","slug":"year-end-financial-planner-2024-25","status":"publish","type":"post","link":"https:\/\/devstagesite.co.uk\/smhgroup\/year-end-financial-planner-2024-25\/","title":{"rendered":"Year End Financial Planner 2024\/25"},"content":{"rendered":"<p>As we enter 2025, we reflect on the significant events and transitions of the past year. The months ahead promise to bring new opportunities and challenges across various sectors and industries. With the tax year end approaching in April, now is the ideal time to review your finances and refine your planning to stay ahead.<\/p>\n<p>To help you focus on the issues, our guide to <strong>Year End Financial Planning 2024\/25<\/strong> brings you essential guidance for those opportunities.<\/p>\n<p>While Labour\u2019s first Budget at the end of March included an immediate change to levels of capital gains tax, there was also no movement on frozen tax bands and thresholds. The effect has been to push increasing numbers into higher tax brackets. We can help you navigate all the complexities and hurdles, keeping your personal finances on track.<\/p>\n<p>Our guide to <strong>Year End Financial Planning 2024\/25<\/strong> will assist in making sure you maximise your allowances and reliefs to reduce your tax bill. The guide offers practical, concise steps you can take across key issues, such as:<\/p>\n<ul>\n<li>income tax saving opportunities<\/li>\n<li>tax-efficient investments<\/li>\n<li>pensions planning<\/li>\n<li>directors, employees and the self-employed<\/li>\n<li>capital gains tax planning<\/li>\n<li>inheritance tax planning<\/li>\n<li>charitable giving.<\/li>\n<\/ul>\n<p>With added examples and key planning points, we hope the guide gives you some ideas for how to make the most of your finances for the end of the tax year. If you would like to discuss any of the issues raised, please do not hesitate to get in touch with us.<\/p>\n<p><strong>Don\u2019t forget \u2013 if you don\u2019t use some of your tax allowances before 6 April 2025, you lose them.<\/strong><\/p>\n<h3><a href=\"https:\/\/devstagesite.co.uk\/smhgroup\/wp-content\/uploads\/2025\/01\/SMH-FS-Year-End-Financial-Planning-2025.pdf\"><strong>Download our Year End Financial Planning guide here<\/strong><\/a><\/h3>\n<p>If you would like any assistance in developing a tailored financial plan,\u00a0contact us on\u00a0<strong>0114 266 4432<\/strong> or email <b>info@smh.group.<\/b><\/p>\n","protected":false},"excerpt":{"rendered":"<p>As we enter 2025, we reflect on the significant events and transitions of the past year. The months ahead promise to bring new opportunities and challenges across various sectors and industries. With the tax year end approaching in April, now is the ideal time to review your finances and refine your planning to stay ahead. To help you focus on the issues, our guide to Year End Financial Planning 2024\/25 brings you essential guidance for those opportunities. While Labour\u2019s first Budget at the end of March included an immediate change to levels of capital gains tax, there was also no movement on frozen tax bands and thresholds. The effect has been to push increasing numbers into higher tax brackets. We can help you navigate all the complexities and hurdles, keeping your personal finances on track. Our guide to Year End Financial Planning 2024\/25 will assist in making sure you maximise your allowances and reliefs to reduce your tax bill. The guide offers practical, concise steps you can take across key issues, such as: income tax saving opportunities tax-efficient investments pensions planning directors, employees and the self-employed capital gains tax planning inheritance tax planning charitable giving. With added examples and key [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":25568,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[16],"tags":[416,968,425],"class_list":["post-27699","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-services","tag-tax-year-end","tag-year-end-financial-planning","tag-year-end-tax-planning"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Year End Financial Planner 2024\/25 - SMH Group<\/title>\n<meta name=\"description\" content=\"Our guide to Year End Financial Planning 2024\/25 will assist in making sure you maximise your allowances and reliefs to reduce your tax bill.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Year End Financial Planner 2024\/25 - SMH Group\" \/>\n<meta property=\"og:description\" content=\"Our guide to Year End Financial Planning 2024\/25 will assist in making sure you maximise your allowances and reliefs to reduce your tax bill.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/devstagesite.co.uk\/smhgroup\/year-end-financial-planner-2024-25\/\" \/>\n<meta property=\"og:site_name\" content=\"SMH Group\" \/>\n<meta property=\"article:published_time\" content=\"2025-01-13T12:57:10+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-03-27T14:53:27+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/devstagesite.co.uk\/smhgroup\/wp-content\/uploads\/2024\/01\/Capture.png\" \/>\n\t<meta property=\"og:image:width\" content=\"786\" \/>\n\t<meta property=\"og:image:height\" content=\"498\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Brendan Hall\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Brendan Hall\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/devstagesite.co.uk\/smhgroup\/year-end-financial-planner-2024-25\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/devstagesite.co.uk\/smhgroup\/year-end-financial-planner-2024-25\/\"},\"author\":{\"name\":\"Brendan Hall\",\"@id\":\"https:\/\/devstagesite.co.uk\/smhgroup\/#\/schema\/person\/637129b7464f960037f1b676f625570e\"},\"headline\":\"Year End Financial Planner 2024\/25\",\"datePublished\":\"2025-01-13T12:57:10+00:00\",\"dateModified\":\"2025-03-27T14:53:27+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/devstagesite.co.uk\/smhgroup\/year-end-financial-planner-2024-25\/\"},\"wordCount\":295,\"image\":{\"@id\":\"https:\/\/devstagesite.co.uk\/smhgroup\/year-end-financial-planner-2024-25\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/devstagesite.co.uk\/smhgroup\/wp-content\/uploads\/2024\/01\/Capture.png\",\"keywords\":[\"tax year end\",\"year end financial planning\",\"year end tax planning\"],\"articleSection\":[\"SMH Financial Services\"],\"inLanguage\":\"en-GB\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/devstagesite.co.uk\/smhgroup\/year-end-financial-planner-2024-25\/\",\"url\":\"https:\/\/devstagesite.co.uk\/smhgroup\/year-end-financial-planner-2024-25\/\",\"name\":\"Year End Financial Planner 2024\/25 - SMH Group\",\"isPartOf\":{\"@id\":\"https:\/\/devstagesite.co.uk\/smhgroup\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/devstagesite.co.uk\/smhgroup\/year-end-financial-planner-2024-25\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/devstagesite.co.uk\/smhgroup\/year-end-financial-planner-2024-25\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/devstagesite.co.uk\/smhgroup\/wp-content\/uploads\/2024\/01\/Capture.png\",\"datePublished\":\"2025-01-13T12:57:10+00:00\",\"dateModified\":\"2025-03-27T14:53:27+00:00\",\"author\":{\"@id\":\"https:\/\/devstagesite.co.uk\/smhgroup\/#\/schema\/person\/637129b7464f960037f1b676f625570e\"},\"description\":\"Our guide to Year End Financial Planning 2024\/25 will assist in making sure you maximise your allowances and reliefs to reduce your tax bill.\",\"breadcrumb\":{\"@id\":\"https:\/\/devstagesite.co.uk\/smhgroup\/year-end-financial-planner-2024-25\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/devstagesite.co.uk\/smhgroup\/year-end-financial-planner-2024-25\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/devstagesite.co.uk\/smhgroup\/year-end-financial-planner-2024-25\/#primaryimage\",\"url\":\"https:\/\/devstagesite.co.uk\/smhgroup\/wp-content\/uploads\/2024\/01\/Capture.png\",\"contentUrl\":\"https:\/\/devstagesite.co.uk\/smhgroup\/wp-content\/uploads\/2024\/01\/Capture.png\",\"width\":786,\"height\":498,\"caption\":\"Year End Financial Planner 2024\/25\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/devstagesite.co.uk\/smhgroup\/year-end-financial-planner-2024-25\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/devstagesite.co.uk\/smhgroup\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Year End Financial Planner 2024\/25\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/devstagesite.co.uk\/smhgroup\/#website\",\"url\":\"https:\/\/devstagesite.co.uk\/smhgroup\/\",\"name\":\"SMH Group\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/devstagesite.co.uk\/smhgroup\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/devstagesite.co.uk\/smhgroup\/#\/schema\/person\/637129b7464f960037f1b676f625570e\",\"name\":\"Brendan Hall\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/devstagesite.co.uk\/smhgroup\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/fe3e3bb96786e02b14d97d1c006fde60e4080a2841fd919bafa62c4cc1c65688?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/fe3e3bb96786e02b14d97d1c006fde60e4080a2841fd919bafa62c4cc1c65688?s=96&d=mm&r=g\",\"caption\":\"Brendan Hall\"},\"url\":\"https:\/\/devstagesite.co.uk\/smhgroup\/author\/brendan-hall\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Year End Financial Planner 2024\/25 - SMH Group","description":"Our guide to Year End Financial Planning 2024\/25 will assist in making sure you maximise your allowances and reliefs to reduce your tax bill.","robots":{"index":"noindex","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"og_locale":"en_GB","og_type":"article","og_title":"Year End Financial Planner 2024\/25 - SMH Group","og_description":"Our guide to Year End Financial Planning 2024\/25 will assist in making sure you maximise your allowances and reliefs to reduce your tax bill.","og_url":"https:\/\/devstagesite.co.uk\/smhgroup\/year-end-financial-planner-2024-25\/","og_site_name":"SMH Group","article_published_time":"2025-01-13T12:57:10+00:00","article_modified_time":"2025-03-27T14:53:27+00:00","og_image":[{"width":786,"height":498,"url":"https:\/\/devstagesite.co.uk\/smhgroup\/wp-content\/uploads\/2024\/01\/Capture.png","type":"image\/png"}],"author":"Brendan Hall","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Brendan Hall","Estimated reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/devstagesite.co.uk\/smhgroup\/year-end-financial-planner-2024-25\/#article","isPartOf":{"@id":"https:\/\/devstagesite.co.uk\/smhgroup\/year-end-financial-planner-2024-25\/"},"author":{"name":"Brendan Hall","@id":"https:\/\/devstagesite.co.uk\/smhgroup\/#\/schema\/person\/637129b7464f960037f1b676f625570e"},"headline":"Year End Financial Planner 2024\/25","datePublished":"2025-01-13T12:57:10+00:00","dateModified":"2025-03-27T14:53:27+00:00","mainEntityOfPage":{"@id":"https:\/\/devstagesite.co.uk\/smhgroup\/year-end-financial-planner-2024-25\/"},"wordCount":295,"image":{"@id":"https:\/\/devstagesite.co.uk\/smhgroup\/year-end-financial-planner-2024-25\/#primaryimage"},"thumbnailUrl":"https:\/\/devstagesite.co.uk\/smhgroup\/wp-content\/uploads\/2024\/01\/Capture.png","keywords":["tax year end","year end financial planning","year end tax planning"],"articleSection":["SMH Financial Services"],"inLanguage":"en-GB"},{"@type":"WebPage","@id":"https:\/\/devstagesite.co.uk\/smhgroup\/year-end-financial-planner-2024-25\/","url":"https:\/\/devstagesite.co.uk\/smhgroup\/year-end-financial-planner-2024-25\/","name":"Year End Financial Planner 2024\/25 - SMH Group","isPartOf":{"@id":"https:\/\/devstagesite.co.uk\/smhgroup\/#website"},"primaryImageOfPage":{"@id":"https:\/\/devstagesite.co.uk\/smhgroup\/year-end-financial-planner-2024-25\/#primaryimage"},"image":{"@id":"https:\/\/devstagesite.co.uk\/smhgroup\/year-end-financial-planner-2024-25\/#primaryimage"},"thumbnailUrl":"https:\/\/devstagesite.co.uk\/smhgroup\/wp-content\/uploads\/2024\/01\/Capture.png","datePublished":"2025-01-13T12:57:10+00:00","dateModified":"2025-03-27T14:53:27+00:00","author":{"@id":"https:\/\/devstagesite.co.uk\/smhgroup\/#\/schema\/person\/637129b7464f960037f1b676f625570e"},"description":"Our guide to Year End Financial Planning 2024\/25 will assist in making sure you maximise your allowances and reliefs to reduce your tax bill.","breadcrumb":{"@id":"https:\/\/devstagesite.co.uk\/smhgroup\/year-end-financial-planner-2024-25\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/devstagesite.co.uk\/smhgroup\/year-end-financial-planner-2024-25\/"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/devstagesite.co.uk\/smhgroup\/year-end-financial-planner-2024-25\/#primaryimage","url":"https:\/\/devstagesite.co.uk\/smhgroup\/wp-content\/uploads\/2024\/01\/Capture.png","contentUrl":"https:\/\/devstagesite.co.uk\/smhgroup\/wp-content\/uploads\/2024\/01\/Capture.png","width":786,"height":498,"caption":"Year End Financial Planner 2024\/25"},{"@type":"BreadcrumbList","@id":"https:\/\/devstagesite.co.uk\/smhgroup\/year-end-financial-planner-2024-25\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/devstagesite.co.uk\/smhgroup\/"},{"@type":"ListItem","position":2,"name":"Year End Financial Planner 2024\/25"}]},{"@type":"WebSite","@id":"https:\/\/devstagesite.co.uk\/smhgroup\/#website","url":"https:\/\/devstagesite.co.uk\/smhgroup\/","name":"SMH Group","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/devstagesite.co.uk\/smhgroup\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Person","@id":"https:\/\/devstagesite.co.uk\/smhgroup\/#\/schema\/person\/637129b7464f960037f1b676f625570e","name":"Brendan Hall","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/devstagesite.co.uk\/smhgroup\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/fe3e3bb96786e02b14d97d1c006fde60e4080a2841fd919bafa62c4cc1c65688?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/fe3e3bb96786e02b14d97d1c006fde60e4080a2841fd919bafa62c4cc1c65688?s=96&d=mm&r=g","caption":"Brendan Hall"},"url":"https:\/\/devstagesite.co.uk\/smhgroup\/author\/brendan-hall\/"}]}},"_links":{"self":[{"href":"https:\/\/devstagesite.co.uk\/smhgroup\/wp-json\/wp\/v2\/posts\/27699","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/devstagesite.co.uk\/smhgroup\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/devstagesite.co.uk\/smhgroup\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/devstagesite.co.uk\/smhgroup\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/devstagesite.co.uk\/smhgroup\/wp-json\/wp\/v2\/comments?post=27699"}],"version-history":[{"count":4,"href":"https:\/\/devstagesite.co.uk\/smhgroup\/wp-json\/wp\/v2\/posts\/27699\/revisions"}],"predecessor-version":[{"id":27709,"href":"https:\/\/devstagesite.co.uk\/smhgroup\/wp-json\/wp\/v2\/posts\/27699\/revisions\/27709"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/devstagesite.co.uk\/smhgroup\/wp-json\/wp\/v2\/media\/25568"}],"wp:attachment":[{"href":"https:\/\/devstagesite.co.uk\/smhgroup\/wp-json\/wp\/v2\/media?parent=27699"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/devstagesite.co.uk\/smhgroup\/wp-json\/wp\/v2\/categories?post=27699"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/devstagesite.co.uk\/smhgroup\/wp-json\/wp\/v2\/tags?post=27699"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}