{"id":20205,"date":"2020-07-09T12:54:14","date_gmt":"2020-07-09T12:54:14","guid":{"rendered":"https:\/\/smh.group\/?p=20205"},"modified":"2023-02-15T13:48:53","modified_gmt":"2023-02-15T13:48:53","slug":"card-tax-payments-to-incur-charges","status":"publish","type":"post","link":"https:\/\/devstagesite.co.uk\/smhgroup\/card-tax-payments-to-incur-charges\/","title":{"rendered":"Card tax payments to incur charges"},"content":{"rendered":"\n<p><strong>When making tax payments to HMRC, you are currently only charged a fee if you pay by business credit card, while payments by personal credit card are not permitted. However, from 1 November 2020, payments made using a business debit card will also attract a fee.<\/strong><\/p>\n\n\n\n<p>The rationale behind the change is to avoid any cost to the public purse, so business debit card users will be charged a fee equal to the total cost incurred by HMRC when receiving the card payment.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Alternatives<\/strong><\/h2>\n\n\n\n<p>HMRC accepts a wide range of alternatives which will not incur charges for the taxpayer, including:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Online banking<\/strong> \u2013 Quick and easy to set up, with the advantage that details are saved for the future, with Faster Payments normally being immediate. You can also pay with CHAPS or Bacs or use telephone banking.<\/li><li><strong>At your bank or building society<\/strong> \u2013 This method is only an option if you still receive paper statements from HMRC and also have the paying-in slip HMRC sent you (printing one is not an option).<\/li><li><strong>Direct debit<\/strong> \u2013 Set up is via your HMRC online account, this is not quite as convenient as online banking, with payments normally taking longer to process. You need to plan ahead if paying by direct debit. HMRC says to allow five working days to process a Direct Debit the first time one is set up, and three working days the next time if you\u2019re using the same bank details.<\/li><li><strong>By cheque through the post<\/strong> \u2013 You can print a payslip to use if HMRC has not sent you one. Allow three working days for the payment to reach HMRC, with an obvious delay if the cheque is not completed correctly.<\/li><\/ul>\n\n\n\n<p>The fee-change is only to business debit cards, so payments made using a personal debit card can continue to be made to HMRC free of any charges.<\/p>\n\n\n\n<p>HMRC has <strong><span style=\"text-decoration: underline;\"><a aria-label=\"undefined (opens in a new tab)\" href=\"https:\/\/www.gov.uk\/topic\/dealing-with-hmrc\/paying-hmrc\" target=\"_blank\" rel=\"noreferrer noopener\">online guidance<\/a><\/span><\/strong> on paying your taxes, and don&#8217;t forget our <strong><span style=\"text-decoration: underline;\"><a href=\"https:\/\/devstagesite.co.uk\/smhgroup\/chartered-accountants\/\">Accounting &#038; Business Advisory<\/a><\/span><\/strong> are also here to help. If you need to contact us you can do so on <strong>0114 266 4432<\/strong> or <strong><span style=\"text-decoration: underline;\"><a href=\"mailto:info@smhca.co.uk\">info@smhca.co.uk<\/a><\/span><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>When making tax payments to HMRC, you are currently only charged a fee if you pay by business credit card, while payments by personal credit card are not permitted. However, from 1 November 2020, payments made using a business debit card will also attract a fee.<\/p>\n","protected":false},"author":4,"featured_media":17963,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[3],"tags":[619,620,618,83,11,621,19,409],"class_list":["post-20205","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-smh-accounting-business-advisory","tag-business-credit-card","tag-business-debit-card","tag-card-payments","tag-chartered-accountants","tag-hmrc","tag-online-banking","tag-tax","tag-tax-payments"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Card tax payments to incur charges - SMH Group Accounting &amp; Business Advisory<\/title>\n<meta name=\"description\" content=\"When making tax payments to HMRC, you are currently only charged a fee if you pay by business credit card, while payments by personal credit card are not permitted. However, from 1 November 2020, payments made using a business debit card will also attract a fee.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Card tax payments to incur charges - SMH Group Accounting &amp; Business Advisory\" \/>\n<meta property=\"og:description\" content=\"When making tax payments to HMRC, you are currently only charged a fee if you pay by business credit card, while payments by personal credit card are not permitted. However, from 1 November 2020, payments made using a business debit card will also attract a fee.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/devstagesite.co.uk\/smhgroup\/card-tax-payments-to-incur-charges\/\" \/>\n<meta property=\"og:site_name\" content=\"SMH Group\" \/>\n<meta property=\"article:published_time\" content=\"2020-07-09T12:54:14+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-02-15T13:48:53+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/devstagesite.co.uk\/smhgroup\/wp-content\/uploads\/2018\/11\/Cloud-FI.png\" \/>\n\t<meta property=\"og:image:width\" content=\"585\" \/>\n\t<meta property=\"og:image:height\" content=\"250\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Brendan Hall\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Brendan Hall\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/devstagesite.co.uk\/smhgroup\/card-tax-payments-to-incur-charges\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/devstagesite.co.uk\/smhgroup\/card-tax-payments-to-incur-charges\/\"},\"author\":{\"name\":\"Brendan Hall\",\"@id\":\"https:\/\/devstagesite.co.uk\/smhgroup\/#\/schema\/person\/637129b7464f960037f1b676f625570e\"},\"headline\":\"Card tax payments to incur charges\",\"datePublished\":\"2020-07-09T12:54:14+00:00\",\"dateModified\":\"2023-02-15T13:48:53+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/devstagesite.co.uk\/smhgroup\/card-tax-payments-to-incur-charges\/\"},\"wordCount\":349,\"image\":{\"@id\":\"https:\/\/devstagesite.co.uk\/smhgroup\/card-tax-payments-to-incur-charges\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/devstagesite.co.uk\/smhgroup\/wp-content\/uploads\/2018\/11\/Cloud-FI.png\",\"keywords\":[\"business credit card\",\"business debit card\",\"card payments\",\"chartered accountants\",\"HMRC\",\"online banking\",\"tax\",\"tax payments\"],\"articleSection\":[\"SMH Accounting &amp; Business Advisory\"],\"inLanguage\":\"en-GB\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/devstagesite.co.uk\/smhgroup\/card-tax-payments-to-incur-charges\/\",\"url\":\"https:\/\/devstagesite.co.uk\/smhgroup\/card-tax-payments-to-incur-charges\/\",\"name\":\"Card tax payments to incur charges - SMH Group Accounting & Business Advisory\",\"isPartOf\":{\"@id\":\"https:\/\/devstagesite.co.uk\/smhgroup\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/devstagesite.co.uk\/smhgroup\/card-tax-payments-to-incur-charges\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/devstagesite.co.uk\/smhgroup\/card-tax-payments-to-incur-charges\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/devstagesite.co.uk\/smhgroup\/wp-content\/uploads\/2018\/11\/Cloud-FI.png\",\"datePublished\":\"2020-07-09T12:54:14+00:00\",\"dateModified\":\"2023-02-15T13:48:53+00:00\",\"author\":{\"@id\":\"https:\/\/devstagesite.co.uk\/smhgroup\/#\/schema\/person\/637129b7464f960037f1b676f625570e\"},\"description\":\"When making tax payments to HMRC, you are currently only charged a fee if you pay by business credit card, while payments by personal credit card are not permitted. 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