{"id":15688,"date":"2018-09-12T11:18:03","date_gmt":"2018-09-12T11:18:03","guid":{"rendered":"http:\/\/suttonmcgrathhartley.3be.co.uk\/?page_id=15688"},"modified":"2024-04-24T11:54:38","modified_gmt":"2024-04-24T10:54:38","slug":"key-person-insurance","status":"publish","type":"page","link":"https:\/\/devstagesite.co.uk\/smhgroup\/financial-services\/company-director-benefits\/key-person-insurance\/","title":{"rendered":"Key Person Insurance"},"content":{"rendered":"<p>People are often a company\u2019s biggest asset and are vital to the company&#8217;s success. If a key person becomes unavailable or unable to work due to death or critical illness, the business could face financial difficulties. Key Person Insurance is designed to protect your business from such potential losses by providing financial compensation in the event of death or diagnosis of a critical illness of a key person.<\/p>\n<h2>What is Key Person Insurance?<\/h2>\n<p>Key Person Insurance is a type of insurance policy that provides financial protection to the business in the event a key person dies or is diagnosed with a critical illness. The policy pays out a lump sum of money to the business, which can help the company to deal with the financial difficulties that may arise due to the loss of a key person.<\/p>\n<h3>Who is a Key Person?<\/h3>\n<p>A key person is an individual who is critical to the success of your business. This person could be a business owner, a top executive, a salesperson, or any other individual who plays a significant role in the company&#8217;s growth and success. Key persons have specialised skills, knowledge, and experience that are difficult or costly to replace.<\/p>\n<h3>Why do you need Key Person Insurance?<\/h3>\n<p>Key Person Insurance is essential for any business that relies heavily on one or more key individuals. The death or diagnosis of a critical illness of a key person can have a severe impact on the company&#8217;s financial stability. Key Person Insurance can help the business during these challenging times and ensure that the company can continue to operate without significant financial difficulties.<\/p>\n<p>If you are interested in learning more about Key Person Insurance and how they can benefit your business, please contact the<a href=\"https:\/\/devstagesite.co.uk\/smhgroup\/financial-services\/\"><strong>\u00a0SMH Financial Services team<\/strong><\/a>\u00a0on\u00a0<a href=\"mailto:info@smh.group\"><strong>info@smh.group<\/strong><\/a>\u00a0or\u00a0<strong><u>0114 266 4432<\/u><\/strong>.<\/p>\n<p><em>Financial protection policies typically have no cash in value at any time and cover will cease at the end of the term. If premiums stop, then cover will lapse.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>People are often a company\u2019s biggest asset and are vital to the company&#8217;s success. If a key person becomes unavailable or unable to work due to death or critical illness, the business could face financial difficulties. Key Person Insurance is designed to protect your business from such potential losses by providing financial compensation in the event of death or diagnosis of a critical illness of a key person. What is Key Person Insurance? Key Person Insurance is a type of insurance policy that provides financial protection to the business in the event a key person dies or is diagnosed with a critical illness. The policy pays out a lump sum of money to the business, which can help the company to deal with the financial difficulties that may arise due to the loss of a key person. Who is a Key Person? A key person is an individual who is critical to the success of your business. This person could be a business owner, a top executive, a salesperson, or any other individual who plays a significant role in the company&#8217;s growth and success. Key persons have specialised skills, knowledge, and experience that are difficult or costly to replace. Why [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":17097,"parent":15674,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/template-services-subservice.php","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-15688","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Key Person Insurance - SMH Group<\/title>\n<meta name=\"description\" content=\"Key Person Insurance provides financial protection to the business in the event a key person dies or is diagnosed with a critical illness.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Key Person Insurance - 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